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Loan Calculators

Below you will find descriptions and links to 6 free calculators for computing values associated with loans.

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Annual Percentage Rate (APR) Calculator for a Single-Payment Loan
This calculator uses the simple interest method to compute the annual percentage rate (APR) for a single-payment loan, given the amount of the loan, the duration of the loan in years, and the total finance charges for the loan.
  • A single-payment loan is a loan in which the principal and all accrued finance charges are repaid using a single payment at the end of the loan term.
Annual Percentage Rate (APR) Calculator for an Installment Loan
This calculator uses the N-ratio method to compute the annual percentage rate (APR) for an installment loan, given the amount of the loan, the total number of payment periods, the number of payments per year, and the total finance charges for the loan.
  • The APR considers all of the finance charges associated with a loan, and is therefore a measure of the true cost of borrowing money.
Loan Amortization Schedule Calculator
This calculator will compute an amortization schedule for a conventional loan, given the loan amount, the annual interest rate, any additional payment made toward the loan principal each period, the number of payments made per year, and the length of the loan in years.
  • An amortization schedule is a detailed table which shows the financial status of a loan as it is paid off over time with regular payments.
Loan Payment Calculator
This calculator will compute the payment amount for a conventional loan, given the the loan amount (i.e., the present value of the loan), the periodic interest rate, and the number of payment periods.
  • This loan payment calculator can be used to compute payments for any type of conventional loan, including mortgages, business loans, car loans, and personal loans.
Total Cost of a Loan Calculator
This calculator will compute the total cost of a conventional loan, given the loan amount (i.e., the present value of the loan), the periodic interest rate, and the number of payment periods.
  • The total cost of a loan is the sum of the original loan amount and the total amount of interest paid over the life of the loan.
Total Loan Interest Calculator
This calculator will compute the total interest paid over the life of a conventional loan, given the loan amount (i.e., the present value of the loan), the periodic interest rate, and the number of payment periods.
  • The total amount of interest paid on a loan is the difference between the sum of all loan payments and the original amount of the loan.